The SKP Oosteroever mortgage can no longer be applied for by new customers and was offered under different terms and conditions. This could be under the Standard terms or the "Profijt" terms and each variant had its own features and its own interest rate. You cannot switch between these terms during the term of the mortgage.
The SKP Oosteroever mortgage can no longer be applied for by new customers and was offered under different terms and conditions. This could be under the Standard terms or the Benefit terms and each variant had its own features and its own interest rate. You cannot switch between these terms during the term of the mortgage.
SKP Oosteroever standard terms and conditions
Offer validity: fixed offer validity period of 3 months with the option to extend by 3 months
Readiness commission: the readiness commission of 0.25% per month is paid by the customer on theprincipal amount at renewal (excluding variable rate loan parts) of the offer. The commitment fee is charged only if the interest rate of similar loans on the date of execution (the daily interest rate) is higher than the interest rate in the offer.
Further interest
Pass-through scheme
Moving-on arrangement
SKP Oosteroever benefit conditions
Offer validity: fixed offer validity period of 3 months, no possibility to extend it
Offer interest
Moving-on arrangement
Where can I find more information about the type of mortgage I have?
At SKP Oosteroever, you have several mortgage forms to choose from:
We recommend that when changing your mortgage, you study the subject carefully and seek advice from your mortgage advisor. This is because any change may affect your monthly charges and, in certain cases, the deductibility of your interest.
Where can I find SKP Oosteroever's current interest rates?
Do you want to know the current interest rates of SKP Oosteroever? For example, because you want to increase your loan for a renovation. Then take a look at Quion's website.
Do you want to know which interest rate applies to your current mortgage? For example, because you want to know how much lower the interest rate will be if your mortgage falls into a lower risk class? Then send an email with your request to: [email protected].
Where can I ask a question about my SKP Oosteroever mortgage?
You can call 010-2422100 on weekdays between 9am and 5pm or email [email protected]. Make sure you have your loan number to hand when you call or mention it in your email. This will make answering your questions easier.
Interest rate mediation
If your fixed-interest period has not yet expired, but you want to take advantage of the low mortgage interest rate, you can break open your fixed-interest period by means of interest rate mediation.
What are the rules if you want to apply for interest rate mediation for an SKP Oosteroever mortgage?
With interest rate mediation, you choose a fixed-interest period of 5 or 10 years.
The new fixed-interest period may not be shorter than the current remaining fixed-interest period.
The fee-free rate is not taken into account when calculating the new interest rate.
During the new fixed-interest period, it is not possible to again average the interest rate and take advantage of further falling interest rates.
Interest rate mediation is not possible for savings or hybrid mortgages.
Interest rate mediation Is not possible if you have a variable interest rate.
How do you apply for interest rate mediation?
Via your Customer Portal, you can calculate whether you can benefit from a lower interest rate. Is it an interesting option for you? Then you can request an offer right away.
Do I have to pay administrative costs for interest rate mediation?
There are costs associated with interest rate mediation. For example, after going through with the interest rate mediation for your SKP Oosteroever mortgage, you will pay a € 250 administration fee.
