De Hypotheker

Mortgage broker in Apeldoorn

At De Hypotheker Apeldoorn, you can turn to Henk van der Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Apeldoorn on the Regentesselaan.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk van de Kolk
Henk Van De Kolk Mortgage advisor Apeldoorn
Contact information
Adres
Regentesselaan 1
7316 AA Apeldoorn
Opening hours
Monday
8:30 AM - 5:15 PM
Tuesday
9:00 AM - 7:30 PM
Wednesday
9:00 AM - 7:30 PM
Thursday
9:00 AM - 5:15 PM
Friday
9:00 AM - 5:15 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Apeldoorn's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Apeldoorn.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.8
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 422 reviews
Check out our the reviews at Advieskeuze.nl
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MP
16 December 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Very pleasant to deal with, knowledgeable and thoughtful. All conversations run smoothly and smoothly

Review translated by Microsoft

Zeer prettig in omgang, deskundig en meedenkend. Alle gesprekken vlot en soepel verlopen

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Anoniem
16 December 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Sabine is an expert in her field and is happy to help

Review translated by Microsoft

Sabine is een deskundige op haar vakgebied en helpt graag

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Sandor
15 December 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Very pleasant help. The whole conversation was open and also very helpful.

Review translated by Microsoft

Erg prettig geholpen. Het hele gesprek was open en ook erg behulpzaam.

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Sergej Seepma
12 December 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
  • 04 - Icons / Star - Half

Substantive knowledge is certainly available. I experienced that as nice. Only for someone who buys his first house, a little more time could have been taken to explain it a bit more calmly and the choices that can/must be made. For example: I had already done a Desktop appraisal while it turned out that this was not possible, because I could borrow more and therefore an appraisal was needed on location. I actually want to give it a 3.5. A 3 is more likely to stand out in this case because of a 4.

Review translated by Microsoft

Inhoudelijke kennis is zeker wel aanwezig. Dat heb ik als fijn ervaren. Alleen voor iemand die zijn eerste huis koopt, had er iets meer tijd genomen mogen worden om het wat rustiger uit te leggen en de keuzes die gemaakt kunnen/moeten worden. Bijvoorbeeld: Ik had al een Desktoptaxatie gedaan terwijl achteraf bleek dat dat niet kon, omdat ik meer kon lenen en daardoor een taxatie nodig was op locatie. Ik wil eigenlijk een 3.5 geven. Een 3 valt in dit geval wel eerder op ivm een 4.

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JC
12 December 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

The contact was pleasant and clear. Everything was arranged on time and the documents were well explained. If something was not right, we received a quick response.

Review translated by Microsoft

Het contact was prettig en duidelijk. Alles werd op tijd geregeld en de documenten zijn goed toegelicht. Als er iets niet klopte, kregen we snel een reactie.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,195
Renovation
€ 3,195
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Apeldoorn

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 35,927 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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