De Hypotheker

Mortgage broker in Apeldoorn

At De Hypotheker Apeldoorn, you can turn to Henk van der Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Apeldoorn on the Regentesselaan.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk van de Kolk
Henk Van De Kolk Mortgage advisor Apeldoorn
Opening hours
Monday 8:30 AM - 5:15 PM
Tuesday 9:00 AM - 7:30 PM
Wednesday 9:00 AM - 7:30 PM
Thursday 9:00 AM - 5:15 PM
Friday 9:00 AM - 5:15 PM
Saturday Closed
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

On this page

What can De Hypotheker Apeldoorn's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Apeldoorn.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.8
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 394 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Jin
12 September 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Good clear explanations and quick actions. Overall friendly office.

Review translated by Microsoft

Goede duidelijke uitleg en snelle handelingen. In het algemeen vriendelijk kantoor.

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C.F.
30 August 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Very pleasant to speak to by Jan Willem. We felt taken seriously and everything was explained very clearly step by step.

Review translated by Microsoft

Ontzettend prettig te woord gestaan door Jan Willem. We voelden ons serieus genomen en alles werd zeer duidelijk stap voor stap uitgelegd.

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L Borst
29 August 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Sabine helped me a lot. She always gave very clear explanations, switched quickly and was very helpful!

Review translated by Microsoft

Sabine heeft mij ontzettend goed geholpen. Ze gaf altijd hele duidelijke uitleggen, schakelde snel en was heel behulpzaam!

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Anoniem
26 August 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half

The advisor was personal and well informed about the state of affairs. The advisor was always available and was ready to help me draw up a financial overview if I wanted to view a property.

Review translated by Microsoft

De adviseur was persoonlijk en goed op de hoogte van de stand van zaken. De adviseur was altijd bereikbaar en stond klaar om mij te helpen bij het opmaken van een financieel overzicht als ik een woning wilde bezichtigen.

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Esmee
5 August 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Nice person, thinks along, is easy to reach and nothing seems too much. We also had pleasant contact with the other employees!

Review translated by Microsoft

Fijn persoon, denkt mee, is goed te bereiken en niets lijkt te veel. Ook met de andere medewerkers prettig contact gehad!

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Apeldoorn

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 35,100 reviews

The first meeting is always free of charge

Truly independent advice: we compare more than 40 providers

Insight into your financial options and monthly costs

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