De Hypotheker

Mortgage broker in Apeldoorn

At De Hypotheker Apeldoorn, you can turn to Henk van der Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Apeldoorn on the Regentesselaan.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
Arranged with your Hypotheker
Henk van de Kolk
Henk Van De Kolk Mortgage advisor Apeldoorn
Contact information
Adres
Regentesselaan 1
7316 AA Apeldoorn
Opening hours
Monday
8:30 AM - 5:15 PM
Tuesday
9:00 AM - 7:30 PM
Wednesday
9:00 AM - 7:30 PM
Thursday
9:00 AM - 5:15 PM
Friday
9:00 AM - 5:15 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Apeldoorn's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Apeldoorn.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.8
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 430 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
anoniem
30 January 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

personal, committed, quick switching, easily accessible

Review translated by Microsoft

persoonlijk, betrokken, snel schakelen, goed bereikbaar

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Carolien
30 January 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

What a great experience we have with Sabine! She has made a great effort to get the most out of it for us. She was also very involved in our situation. Just before and just after the birth we had viewings. She switched quickly, really thought along from our situation. She also gave good advice on parental leave, etc. Without her, we would never have succeeded. This had never worked with our previous mortgage advisor either. We are very happy that we switched to De Hypotheker. Very nice, clear and clear explanations and many more possibilities than we thought! Even when there was a hurry, she sometimes called on her day off. Honest when something was not possible and good advice! Only the notary fees were a bit higher than calculated. So we would have preferred to have known that in advance, but that's the only thing. Furthermore, we are full of praise for it!

Review translated by Microsoft

Wat een geweldige ervaring hebben wij met Sabine! Ze heeft zich erg ingespannen om er voor ons het maximale uit te halen. Ook was ze erg betrokken op onze situatie. Net voor en net na de bevalling hadden we nog bezichtigingen. Ze schakelde snel, dacht echt mee vanuit onze situatie. Ook met ouderschapsverlof e.d. gaf ze goed advies. Zonder haar was het ons absoluut nooit gelukt. Ook bij onze vorige hypotheekadviseur was dit nooit gelukt. We zijn ontzettend blij dat we overgestapt zijn op De Hypotheker. Hele fijne, heldere en duidelijke uitleg en veel meer mogelijkheden dan we dachten! Zelfs als er haast bij was belde ze soms nog op haar vrije dag. Eerlijk wanneer iets niet kon en goed advies! Alleen de notariskosten vielen wat hoger uit dan berekend. Dus dat hadden we het liefst vooraf geweten maar dat is het enige. Verder zijn we er lovend over!

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anoniem
14 January 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Very nice and open conversations. Very easily accessible for questions.

Review translated by Microsoft

Hele fijne en open gesprekken. Zeer goed bereikbaar voor vragen.

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anoniem
12 January 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Sabine gives clear explanations, thinks along pleasantly and takes all the time necessary. Accessibility in the meantime is also excellent. Advice is extremely appropriate and complete, in a very accessible, friendly and professional way!

Review translated by Microsoft

Sabine geeft duidelijke toelichtingen, denkt prettig mee en neemt alle tijd die nodig is. Ook bereikbaarheid tussentijds is uitstekend. Advies is uiterst passend en compleet, op een zeer toegankelijke, vriendelijke en professionele manier!

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Suzanne
12 January 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
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  • 04 - Icons / Star

Good advice and a clear explanation. And they were always available for questions.

Review translated by Microsoft

Goed advies en een duidelijke uitleg. En voor vragen waren ze altijd bereikbaar.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,195
Renovation
€ 3,195
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Apeldoorn

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.8

based on 430 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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