De Hypotheker

Mortgage broker in Apeldoorn

At De Hypotheker Apeldoorn, you can turn to Henk van der Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Apeldoorn on the Regentesselaan.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Henk van de Kolk
Henk Van De Kolk Mortgage advisor Apeldoorn
Opening hours
Monday
8:30 AM - 5:15 PM
Tuesday
9:00 AM - 7:30 PM
Wednesday
9:00 AM - 7:30 PM
Thursday
9:00 AM - 5:15 PM
Friday
9:00 AM - 5:15 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Apeldoorn's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Apeldoorn.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.8
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  • 04 - Icons / Star - Half
Based on 409 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Maud
29 October 2025
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Very satisfied with our mortgage advisor! From the first contact we were helped in a friendly and professional manner. We can therefore heartily recommend Huub to anyone looking for reliable and personal advice.

Review translated by Microsoft

Zeer tevreden over onze hypotheekadviseur! Vanaf het eerste contact werden wij vriendelijk en professioneel geholpen. Wij kunnen Huub dan ook van harte aanbevelen aan iedereen die op zoek is naar betrouwbaar en persoonlijk advies.

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emre
29 October 2025
  • 04 - Icons / Star
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Neatly helped by Jan Willem Wierda and everything arranged well and on time

Review translated by Microsoft

netjes geholpen door jan willem wierda en alles goed en op tijd geregeld

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Marleen Peek
28 October 2025
  • 04 - Icons / Star
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Top, clear and friendly. He explained everything to us well, is ready and wants to help a lot.

Review translated by Microsoft

Top, duidelijk en vriendelijk. Hij heeft ons alles goed uitgelegd, staat paraat en wil veel helpen.

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Kim
28 October 2025
  • 04 - Icons / Star
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Super reliable and pleasant contact. Nothing but appreciation. Always keeps appointments, works quickly and keeps in constant contact, just like the office assistants. In addition, very friendly!

Review translated by Microsoft

Super betrouwbaar en prettig contact. Niks dan waardering. Komt altijd afspraken na, werkt snel en houdt voortdurend contact, net zoals de assistentes van het kantoor. Daarnaast erg vriendelijk!

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Miranda
27 October 2025
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The advice was very open, honest and clear from the start! I could ask all my questions and could always call.

Review translated by Microsoft

Het advies was vanaf het begin erg open, eerlijk en duidelijk! Ik kon al mijn vragen stellen en kon ook altijd bellen.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,195
Renovation
€ 3,195
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Apeldoorn

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 35,465 reviews

The first meeting is always free of charge

Truly independent advice: we compare more than 40 providers

Insight into your financial options and monthly costs

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