De Hypotheker

Mortgage broker in Apeldoorn

At De Hypotheker Apeldoorn, you can turn to Henk van der Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Apeldoorn on the Regentesselaan.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk van de Kolk
Henk Van De Kolk Mortgage advisor Apeldoorn
Contact information
Adres
Regentesselaan 1
7316 AA Apeldoorn
Opening hours
Monday
8:30 AM - 5:15 PM
Tuesday
9:00 AM - 7:30 PM
Wednesday
9:00 AM - 7:30 PM
Ascension Day
Closed
Friday
9:00 AM - 5:15 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Apeldoorn's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Apeldoorn.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.8
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 442 reviews
Check out our the reviews at Advieskeuze.nl
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Peter Overmars
14 May 2026
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half

They were pleasant and smooth conversations. Emails were also answered quickly. Good atmosphere at the office, also very pleasant contact with the administrative staff.

Review translated by Microsoft

Het waren prettige en vlotte gesprekken. Mails werden ook snel beantwoord. Goede sfeer op het kantoor, ook erg prettig contact met de administratieve medewerksters.

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L.
8 May 2026
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Jan Willem is reliable, fast and professional. In today's market, where quick action and overbidding are the order of the day, Jan Willem is available when necessary. With sound advice and direction. Very happy with his service. Recommended.

Review translated by Microsoft

Jan Willem is betrouwbaar, snel en professioneel. In de huidige markt waar vlug handelen en overbieden aan de orde van de dag is, is Jan Willem bereikbaar als dat nodig is. Met gedegen advies en richting. Erg blij met zijn dienstverlening. Aanrader.

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Henk
1 May 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
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  • 04 - Icons / Star

Have been nicely received and kindly helped, explained and arranged the mortgage and if you don't understand something, just go to the office and they help you with a friendly smile. We are very satisfied with the mortgages with kind regards Henk and Dinie

Review translated by Microsoft

Zijn netjes ontvangen en vriendelijk geholpen heeft de hypotheek uit gelegd en geregeld en als je iets niet begrijpt gewoon naar kantoor gaan en ze helpen je met een vriendelijke lach. Wij zijn heel tevreden over de hypotheken met vriendelijke groet Henk en Dinie

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Ernst
28 April 2026
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star

Pleasant, transparent and went the extra mile to get everything done neatly.

Review translated by Microsoft

Prettig, transparant en een stap extra gezet om alles netjes voor elkaar te krijgen.

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Manuel
16 April 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Extremely professional. Calm and clear advice. The customer comes first.

Review translated by Microsoft

Uiterst professioneel. Rustig en duidelijk advies. De klant staat voorop.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Change mortgage
€ 3,195
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Apeldoorn

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.8

based on 442 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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