De Hypotheker

Mortgage broker in Apeldoorn

At De Hypotheker Apeldoorn, you can turn to Henk van der Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Apeldoorn on the Regentesselaan.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Henk van de Kolk
Henk Van De Kolk Hypotheekadviseur Apeldoorn
Contact information
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Opening hours
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Monday 8:30 AM - 5:15 PM
Tuesday 9:00 AM - 7:30 PM
Wednesday 9:00 AM - 7:30 PM
Thursday 9:00 AM - 5:15 PM
Friday 9:00 AM - 5:15 PM
Saturday Closed
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Apeldoorn's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Apeldoorn.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Our reviews

9.6
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 354 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Erik
12 February 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

He knows exactly what we want and investigates the possibilities

Review translated by Microsoft

Hij weet precies wat wij graag willen en onderzoekt de mogelijkheden

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Brigitte
25 January 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Jan Willem and Esther are very well aware of the possibilities and state of affairs. I am excellent and fully informed, actions were quick (also big thanks to Obvion) and a clear and straightforward process.

Review translated by Microsoft

Jan Willem en Esther zijn zeer goed op de hoogte van de mogelijkheden en stand van zaken. Ik ben uitstekend en volledig geïnformeerd, acties waren snel (ook grote dank aan Obvion) en een duidelijk en helder proces.

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Jan
21 January 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half

Excellent advice and got answers to the questions I had.

Review translated by Microsoft

Prima advies en antwoord gekregen op de vragen die ik had.

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KB
15 January 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Huub is thoughtful and clear. An accessible mortgage advisor, who is always open to questions.

Review translated by Microsoft

Huub is meedenkend en duidelijk. Een toegankelijk hypotheekadviseur, die altijd open staat voor vragen.

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Mark-Jan
18 December 2024
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Clear and flexible advice, which certainly helped us very well.

Review translated by Microsoft

Duidelijk en flexibel advies, waarmee wij zeker heel goed geholpen zijn.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Apeldoorn

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment