De Hypotheker

Mortgage broker in Emmen

At De Hypotheker Emmen you can turn to Stefan Sterken and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Emmen on the Marktplein.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

arrow

We compare 40 mortgage providers

Jazeker
Your Hypotheker
Arranged with your Hypotheker
Stefan Sterken
Stefan Sterken Mortgage Advisor Emmen
Opening hours
Monday
9:00 AM - 6:00 PM
Tuesday
9:00 AM - 6:00 PM
Wednesday
9:00 AM - 6:00 PM
Thursday
9:00 AM - 6:00 PM
Friday
9:00 AM - 5:00 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Emmen's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Emmen.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Our staff from left to right and top to bottom are: Bryan Pathuis, Marloes Baron, Stefan Sterken, Corrie de Boer en Zoë Hartman.

Mortgage advisors at De Hypotheker Emmen

Our reviews

9.9
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 132 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
A
26 October 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

I got an advisor who gave calm, listening and positive guidance. This gave me a confidential feeling which was nice during the process.

Review translated by Microsoft

Ik kreeg een adviseur die rustig, luisterend en positieve begeleiding gaf. Dit gaf mij een vertrouwelijk gevoel wat fijn was tijdens het proces.

Lees meer Show original
Huub en Anne
26 September 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Bryan helped us carefully, smoothly and well with all steps of the mortgage application process. This makes us feel secure and good. Very valuable, because there were quite a lot of new things involved for us. Thanks!

Review translated by Microsoft

Bryan heeft ons zorgvuldig, vlot en goed geholpen met alle stappen van het hypotheekaanvraagproces. Hierdoor voelen wij ons zeker en goed. Heel waardevol, omdat er best veel voor ons nieuwe dingen bij kwamen kijken. Dankjewel!

Lees meer Show original
Gerike
26 August 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Stefan is always very helpful and easily accessible. I often have answers to my questions the same day. In addition, he has a lot of knowledge, which gives me expert advice. He also thinks along with my situation.

Review translated by Microsoft

Stefan is altijd heel behulpzaam en goed bereikbaar. Vaak heb ik dezelfde dag nog antwoord op mijn vragen. Daarnaast heeft hij veel kennis van zaken waardoor ik vakkundig advies krijg. Ook denkt hij goed mee met mijn situatie.

Lees meer Show original
D
24 August 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Good conversation, everything is clearly explained. I could always call if I had any questions, mortgage and everything around it is quickly and well arranged.

Review translated by Microsoft

Goed gesprek, alles is duidelijk uitgelegd. Bij vragen kon ik altijd bellen, hypotheek en alles daar om heen is snel en goed geregeld.

Lees meer Show original
Manthos en Melanie
10 July 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Bryan helped us a lot. When boyfriend was abroad for work, and it was unclear to me, I could always go to Bryan for questions or ambiguities.

Review translated by Microsoft

Bryan heeft ons ontzettend goed geholpen. Toen vriend wegens werk in het buitenland zat, en het mij onduidelijk was, kon ik altijd terecht bij Bryan voor vragen of onduidelijkheden.

Lees meer Show original

Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,595
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,195
Renovation
€ 3,195
Utilize surplus value
€ 3,195
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Emmen

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 35,437 reviews

The first meeting is always free of charge

Truly independent advice: we compare more than 40 providers

Insight into your financial options and monthly costs

Fields marked with an asterisk () are required.

We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment