De Hypotheker

Mortgage broker in Ermelo

At De Hypotheker Ermelo, you can turn to Henk van de Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Ermelo on Stationsstraat in the same building as Randmeer Makelaars.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk van de Kolk
Henk Van De Kolk Mortgage Advisor Ermelo
Contact information
Adres
Stationsstraat 123
3851 ND Ermelo
Opening hours
Monday
9:00 AM - 9:00 PM
Tuesday
9:00 AM - 5:30 PM
Wednesday
9:00 AM - 5:30 PM
Thursday
9:00 AM - 9:00 PM
Friday
9:00 AM - 5:30 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Ermelo's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Ermelo.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Henk Van De Kolk Mortgage Advisor Harderwijk

Henk

Franchisenemer
Erik Teunisse Mortgage Advisor Harderwijk

Erik

Hypotheekadviseur
Ingrid Mortgage Advisor Harderwijk

Ingrid

Hypotheekadviseur
Patrick Van Breemen Mortgage Advisor Harderwijk

Patrick

Hypotheekadviseur
Jacky Assistant Harderwijk

Jacky

Commercieel Assistent
Alicia Nijveld Assistant Harderwijk

Alicia

Commercieel Assistent
Luca_Vrijhof

Luca

Commercieel Assistent

Our reviews

9.4
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 19 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
E.l
22 December 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half

Calm and well helped. The part between the first orientation meeting and the advice meeting was a bit confusing for us, but in the end it all worked out after a phone call

Review translated by Microsoft

Rustig en goed geholpen. Het stukje tussen het eerste orientatiegesprek en het advies gesprek was voor ons een beetje verwarrend, maar uiteindelijk helemaal goed gekomen na een telefoontje

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Johan Crooy
2 December 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

The way Ingrid spoke to us and the way she provided us with clarity gave us confidence in the outcome. Class

Review translated by Microsoft

De manier waarop Ingrid ons te woord stond en de manier waarop ze ons duidelijkheid verschafte gaf vertrouwen op de uitkomst. Klasse

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Marien
25 November 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

An enthusiastic, thoughtful employee who is aware of everything that is important for good advice. Takes plenty of time to explain everything, even if it is not clear at once.

Review translated by Microsoft

Een enthousiaste, meedenkende medewerker die op de hoogte is van alles wat belangrijk is voor een goed advies. Neemt ruim de tijd om alles uit te leggen, ook als het niet in een keer duidelijk is.

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Martijn
20 October 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Erik has again helped us enormously and given good advice.

Review translated by Microsoft

Erik heeft ons wéér enorm goed geholpen en goed advies gegeven.

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Frans
8 September 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

The purpose of the conversation was to calculate the borrowing capacity. This was answered 100%.

Review translated by Microsoft

Het doel van het gesprek was om de leencapaciteit te berekenen. Hierop is voor 100% antwoord gegeven.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,295
Renovation
€ 3,295
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Ermelo

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.4

based on 19 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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