De Hypotheker

Mortgage broker in Ermelo

At De Hypotheker Ermelo, you can turn to Henk van de Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Ermelo on Stationsstraat in the same building as Randmeer Makelaars.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

arrow

We compare 40 mortgage providers

Jazeker
Your Hypotheker
Arranged with your Hypotheker
Henk van de Kolk
Henk Van De Kolk Mortgage Advisor Ermelo
Contact information
Adres
Stationsstraat 123
3851 ND Ermelo
Opening hours
Monday
9:00 AM - 9:00 PM
Tuesday
9:00 AM - 5:30 PM
Wednesday
9:00 AM - 5:30 PM
Thursday
9:00 AM - 9:00 PM
Friday
9:00 AM - 5:30 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Ermelo's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Ermelo.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Henk Van De Kolk Mortgage Advisor Harderwijk

Henk

Franchisee
Erik Teunisse Mortgage Advisor Harderwijk

Erik

Mortgage advisor
Ingrid van de Braak Mortgage Advisor Dronten

Ingrid

Mortgage advisor
Richard De Jong Mortgage Advisor De Hypotheker Dronten

Richard

Mortgage advisor
Suzanne van Bree Mortgage Advisor De Hypotheker Dronten

Suzanne

Mortgage advisor
Jacky Assistant Harderwijk

Jacky

Assistant
Alicia Nijveld Assistant Harderwijk

Alicia

Assistant
Luca Vrijhof Assistant De Hypotheker Dronten

Luca

Assistant
Steven Mortgage Advisor De Hypotheker Ermelo

Steven

Mortgage advisor

Our reviews

9.8
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 25 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
martien
6 August 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

there was a good interaction between wishes and possibilities, clear explanation of the steps to be taken and the effects on how the mortgage was composed, and is implemented, in addition, helpful, easily accessible, flexible, and Steven is a calling card for the organization, top

Review translated by Microsoft

er was een goede wisselwerking, tussen wensen en mogelijkheden, duidelijke uitleg over de te nemen stappen en de effecten op welke wijze de hypotheek werd samengesteld, en wordt uitgevoerd, daarnaast behulpzaam goed bereikbaar, flexibel, en is Steven een visitekaartje voor de organisatie ,top

Lees meer Show original
Dik
29 July 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Pleasant contact, positive critical thinking with regard to our wishes. Smooth finish

Review translated by Microsoft

Prettig contact, positief kritisch meedenken t.a.v. onze wensen. Vlotte afwerking

Lees meer Show original
Karin
28 July 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Had a very nice conversation, with very expert advice in a very pleasant way! All contacts went well and we were well helped with questions. Short lines, were called back quickly, very good guidance. Definitely highly recommended.

Review translated by Microsoft

Heel fijn gesprek gehad, met zeer deskundige advisering op een hele prettige manier! Alle contacten verliepen fijn en bij vragen werden we goed geholpen. Korte lijnen, werden snel teruggebeld, hele goede begeleiding. Zeker van harte aan te bevelen.

Lees meer Show original
Anoniem
20 July 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Very experienced mortgage advisor. He thinks along very well from a lot of experience, knowledge and the broader context of economic developments worldwide combined with my personal context and plans.

Review translated by Microsoft

Zeer ervaren hypotheekadviseur. Hij denkt heel goed mee vanuit veel ervaring, kennis en de bredere context van de economische ontwikkelingen wereldwijd gecombineerd met mijn persoonlijke context en plannen.

Lees meer Show original
Martijn Tijssen
11 June 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Erik has helped us very nicely and well several times. He takes the time for you and advises well!

Review translated by Microsoft

Erik heeft ons al meerdere malen erg fijn en goed geholpen. Hij neemt de tijd voor je en adviseert goed!

Lees meer Show original

Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,295
Change mortgage
€ 3,195
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Ermelo

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.8

based on 25 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

Fields marked with an asterisk () are required.

Salutation
We will contact you on this number.
If we don't get you by phone can reach we will send you one e-mail.
Make an appointment