De Hypotheker

Mortgage broker in Harderwijk

At De Hypotheker Harderwijk, you can turn to Henk van de Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Harderwijk on Luttekepoortstraat 136.

 

By combining our extensive knowledge of the local market and years of experience, you have also come to the right place for mortgage advice in Elspeet, Ermelo, Hierden and Putten.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk van de Kolk
Henk Van De Kolk Mortgage Advisor Harderwijk
Contact information
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Opening hours
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Pentacost Monday Closed
Tuesday 9:00 AM - 5:30 PM
Wednesday 9:00 AM - 5:30 PM
Thursday 9:00 AM - 9:00 PM
Friday 9:00 AM - 5:30 PM
Saturday Closed
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
On this page

What can De Hypotheker Harderwijk's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Harderwijk.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Henk Van De Kolk Mortgage Advisor Harderwijk

Henk

Erik Teunisse Mortgage Advisor Harderwijk

Erik

Ingrid Mortgage Advisor Harderwijk

Ingrid

Patrick Van Breemen Mortgage Advisor Harderwijk

Patrick

Jacky Assistant Harderwijk

Jacky

Alicia Nijveld Assistant Harderwijk

Alicia

Our reviews

9.4
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  • 04 - Icons / Star - Half
Based on 675 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Jw van olst
11 June 2025
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It was a very good and clear conversation. Lots of room to ask questions. Good and fast settlement. And big compliments to case manager jacky! She guided us well in the application!

Review translated by Microsoft

Het was een zeer goed en duidelijk gesprek. Veel ruimte om vragen te stellen. Goede en snelle afwikkeling. En grote complimenten voor case manager jacky! Zei heeft ons goed begeleid in de aanvraag!

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Anoniem
8 June 2025
  • 04 - Icons / Star
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Ingrid took us through the possibilities and risks of the purchase and the mortgage options for the new home.

Review translated by Microsoft

Ingrid heeft ons goed en geduldig meegenomen in de mogelijkheden en risico's bij de koop en de hypotheekmogelijkheden voor de nieuwe woning.

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André
6 June 2025
  • 04 - Icons / Star
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Was a very pleasant conversation, open and honest. Certainly helped us with the choice we had to make. I can recommend everyone to do this too.

Review translated by Microsoft

Was een heel aangenaam gesprek, open en eerlijk. Heeft ons zeker geholpen bij de keuze die wij moesten maken. Ik kan iedereen aanraden om dit ook eens te doen.

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Janet
2 June 2025
  • 04 - Icons / Star
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Nice advisor who listens carefully, asks you good questions so that you make even more conscious choices within the responsible possibilities.

Review translated by Microsoft

Fijne adviseur die goed luistert, je goede vragen stelt waardoor je nog bewuster je keuzes maakt binnen de verantwoorde mogelijkheden.

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H.W.
7 May 2025
  • 04 - Icons / Star
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The advice concerned increasing the mortgage in order to be able to finance the purchase of a garage and the approach to the house. The advice was clear and concrete. Thank you very much for that

Review translated by Microsoft

Het advies betrof verhoging hypotheek om aankoop garage en aanpak woning mee te kunnen financieren. Het advies was helder en concreet. Waarvoor hartelijk dank

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,795
Sustainability
€ 3,295
Renovation
€ 3,295
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Harderwijk

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 34,306 reviews

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The first meeting is always free of charge

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Truly independent advice: we compare more than 40 providers

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Insight into your financial options and monthly costs

We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment