De Hypotheker

Mortgage broker in Harderwijk

At De Hypotheker Harderwijk, you can turn to Henk van de Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Harderwijk on Luttekepoortstraat 136.

 

By combining our extensive knowledge of the local market and years of experience, you have also come to the right place for mortgage advice in Elspeet, Ermelo, Hierden and Putten.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk van de Kolk
Henk Van De Kolk Mortgage Advisor Harderwijk
Contact information
Opening hours
Monday 9:00 AM - 9:00 PM
Tuesday 9:00 AM - 5:30 PM
Wednesday 9:00 AM - 5:30 PM
Thursday 9:00 AM - 9:00 PM
Friday 9:00 AM - 5:30 PM
Saturday Closed
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

On this page

What can De Hypotheker Harderwijk's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Harderwijk.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Henk Van De Kolk Mortgage Advisor Harderwijk

Henk

Franchisenemer
Erik Teunisse Mortgage Advisor Harderwijk

Erik

Hypotheekadviseur
Ingrid Mortgage Advisor Harderwijk

Ingrid

Hypotheekadviseur
Patrick Van Breemen Mortgage Advisor Harderwijk

Patrick

Hypotheekadviseur
Jacky Assistant Harderwijk

Jacky

Commercieel Assistent
Alicia Nijveld Assistant Harderwijk

Alicia

Commercieel Assistent

Our reviews

9.5
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  • 04 - Icons / Star - Half
Based on 681 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Andrea
12 September 2025
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It was a good and open conversation. We left with a good feeling.

Review translated by Microsoft

het was een goed en open gesprek. We zijn weggegaan met een goed gevoel.

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M.S.
1 September 2025
  • 04 - Icons / Star
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Asked good questions to see which advice would suit us best.

Review translated by Microsoft

Stelde goede vragen om te kijken welk advies het beste bij ons zou passen.

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Sianne
22 August 2025
  • 04 - Icons / Star
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Very friendly help, in terms of telephone and at the office itself. Friendly reception Good advice and he really took the time for us. Clear explanation If there were any questions in between, we could always contact them by phone and they responded quickly.

Review translated by Microsoft

Erg vriendelijk geholpen, qua telefonische als op het kantoor zelf. Vriendelijk ontvangen Goede adviezen en hij nam echt de tijd voor ons. Duidelijke uitleg Als er vragen tussen door kwamen konden we altijd telefonisch contact opnemen en er werd snel gereageerd.

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Amber
19 August 2025
  • 04 - Icons / Star
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Very satisfied, very well helped! We could always call the Hypotheker, and were always helped to send in our paperwork.

Review translated by Microsoft

Zeer tevreden, ontzettend goed geholpen ! Wij konden altijd bellen naar de Hypotheker, en werden altijd netjes geholpen om zo verder ons papier werk in te zenden.

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J en J, P
3 August 2025
  • 04 - Icons / Star
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From the very first moment, Patrick van Bremen and Alicia Nijveld took us by the hand and guided us through the labyrinth of our mortgage application. Skillfully and step by step we came to the desired result in a pleasant way. Thank you for this.

Review translated by Microsoft

Vanaf het eerste moment hebben Patrick van Bremen en ook Alicia Nijveld ons bij de hand genomen en ons door het labyrint van onze hypotheekaanvraag geloodst. Kundig en stap voor stap kwamen we op een prettige manier tot het gewenste resultaat. Dank hiervoor.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,795
Sustainability
€ 3,295
Renovation
€ 3,295
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Harderwijk

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 35,090 reviews

The first meeting is always free of charge

Truly independent advice: we compare more than 40 providers

Insight into your financial options and monthly costs

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