De Hypotheker

Mortgage broker in Harderwijk

At De Hypotheker Harderwijk, you can turn to Henk van de Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Harderwijk on Luttekepoortstraat 136.

 

By combining our extensive knowledge of the local market and years of experience, you have also come to the right place for mortgage advice in Elspeet, Ermelo, Hierden and Putten.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
Arranged with your Hypotheker
Henk van de Kolk
Henk Van De Kolk Mortgage Advisor Harderwijk
Contact information
Adres
Luttekepoortstraat 136
3841 AX Harderwijk
Opening hours
Monday
9:00 AM - 9:00 PM
Tuesday
9:00 AM - 5:30 PM
Wednesday
9:00 AM - 5:30 PM
Thursday
9:00 AM - 9:00 PM
Friday
9:00 AM - 5:30 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Harderwijk's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Harderwijk.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Henk Van De Kolk Mortgage Advisor Harderwijk

Henk

Franchisenemer
Erik Teunisse Mortgage Advisor Harderwijk

Erik

Hypotheekadviseur
Ingrid van de Braak Mortgage Advisor Dronten

Ingrid

Hypotheekadviseur
Patrick Van Breemen Mortgage Advisor Harderwijk

Patrick

Hypotheekadviseur
Richard De Jong Mortgage Advisor De Hypotheker Dronten

Richard

Hypotheekadviseur
Suzanne van Bree Mortgage Advisor De Hypotheker Dronten

Suzanne

Hypotheekadviseur
Jacky Assistant Harderwijk

Jacky

Commercieel Assistent
Alicia Nijveld Assistant Harderwijk

Alicia

Commercieel Assistent
Luca Vrijhof Assistant De Hypotheker Dronten

Luca

Commercieel Assistent

Our reviews

9.6
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 700 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
M.B.
13 April 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Suzanne has advised us very well and has been actively involved during our process. She thought along, called when decisions had to be made quickly, had plenty of time for our questions and on top of that she is very friendly.

Review translated by Microsoft

Suzanne heeft ons enorm goed geadviseerd en is actief betrokken geweest tijdens ons proces. Ze dacht mee, belde wanneer er snel beslissingen genomen moesten worden, had alle tijd voor onze vragen en daar bovenop is ze enorm vriendelijk.

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Sebastiaan
13 April 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Good and clear conversation! And very friendly... We were really well helped. Recommended

Review translated by Microsoft

Goed en duidelijk gesprek! En zeer vriendelijk… we zijn echt goed geholpen. Aanrader

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Fam. Bors
13 April 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Where we ourselves as starters were not at home in the housing market, Suzanne was our rock here. We have been excellently helped and informed with the purchase of our first home and would definitely recommend the Hypotheker.

Review translated by Microsoft

Waar wij zelf als starters niet thuis waren op de woningmarkt, was Suzanne hier onze rots in de branding. Wij zijn uitstekend geholpen en voorgelicht met de aankoop van onze eerste woning en zouden de Hypotheker zeker aanbevelen.

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Patrick
9 April 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
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Despite my complicated home situation, Erik has been very cooperative in making the mortgage as optimal as possible. He thought well in this situation and was very easy to reach for questions. Ambiguities were therefore clearly explained.

Review translated by Microsoft

Ondanks mijn ingewikkelde thuissituatie heeft Erik geweldig meegedacht om de hypotheek zo optimaal mogelijk te maken. Hij dacht er goed mee in deze situatie en was voor vragen erg goed bereikbaar. Onduidelijkheden werden dan ook duidelijk toegelicht.

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Robert
28 March 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half

I am satisfied with my experience with De Hypotheker. A big plus for me was that immediate action was taken when interest rates started to rise due to developments in the global economy. This gave me confidence that they were actively thinking along and switching quickly. In addition, the customer portal worked well for delivering documents: clear and efficient. The telephone contact also went well; I was clearly spoken to and received useful explanations for my questions. All in all, a professional and committed service.

Review translated by Microsoft

Ik ben tevreden over mijn ervaring met De Hypotheker. Een groot pluspunt vond ik dat er direct actie werd ondernomen toen de rente begon te stijgen door de ontwikkelingen in de wereldeconomie. Dit gaf mij vertrouwen dat er actief werd meegedacht en snel werd geschakeld. Daarnaast werkte het klantportaal prettig voor het aanleveren van documenten: overzichtelijk en efficiënt. Ook het telefonisch contact verliep goed; ik werd duidelijk te woord gestaan en kreeg nuttige uitleg bij mijn vragen. Al met al een professionele en betrokken dienstverlening.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,295
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,295
Renovation
€ 3,295
Utilize surplus value
€ 3,295
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Harderwijk

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.6

based on 700 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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