De Hypotheker

Mortgage broker in Harderwijk

At De Hypotheker Harderwijk, you can turn to Henk van de Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Harderwijk on Luttekepoortstraat 136.

 

By combining our extensive knowledge of the local market and years of experience, you have also come to the right place for mortgage advice in Elspeet, Ermelo, Hierden and Putten.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk van de Kolk
Henk Van De Kolk Mortgage Advisor Harderwijk
Contact information
Adres
Luttekepoortstraat 136
3841 AX Harderwijk
Opening hours
Monday
9:00 AM - 9:00 PM
Tuesday
9:00 AM - 5:30 PM
Wednesday
9:00 AM - 5:30 PM
Thursday
9:00 AM - 9:00 PM
Friday
9:00 AM - 5:30 PM
Saturday
Closed
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Harderwijk's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Harderwijk.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Henk Van De Kolk Mortgage Advisor Harderwijk

Henk

Franchisee
Erik Teunisse Mortgage Advisor Harderwijk

Erik

Mortgage advisor
Ingrid van de Braak Mortgage Advisor Dronten

Ingrid

Mortgage advisor
Richard De Jong Mortgage Advisor De Hypotheker Dronten

Richard

Mortgage advisor
Suzanne van Bree Mortgage Advisor De Hypotheker Dronten

Suzanne

Mortgage advisor
Jacky Assistant Harderwijk

Jacky

Assistant
Alicia Nijveld Assistant Harderwijk

Alicia

Assistant
Luca Vrijhof Assistant De Hypotheker Dronten

Luca

Assistant
Steven Mortgage Advisor De Hypotheker Harderwijk

Steven

Mortgage advisor

Our reviews

9.7
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 706 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
anoniem
7 July 2026
  • 04 - Icons / Star
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  • 04 - Icons / Star

Looks at the complete financial situation, including disability, pension, divorce, etc. and clearly explains options and choices. Reluctant to recommend extra products that you don't need. Acceptance process went smoothly.

Review translated by Microsoft

Bekijkt de complete financiële situatie, inclusief arbeidsongeschiktheid, pensioen, scheiding, etc. en legt mogelijkheden en keuzes duidelijk uit. Terughoudend in adviseren van extra producten die je niet nodig hebt. Acceptatieproces ging soepel.

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Hennie Burry
7 July 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
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  • 04 - Icons / Star

To the point, very nice. Had a good conversation, it couldn't be clearer.

Review translated by Microsoft

to the point, heel fijn. Goed gesprek gehad, duidelijker kon het niet.

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Pieter
31 May 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
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We have known Erik for years as a nice, reliable man. He thinks along, gives advice and also gives a warning if necessary. All in all, a great mortgage advisor.

Review translated by Microsoft

Erik kennen wij al jaren als een fijne, betrouwbare man. Hij denkt mee, geeft advies en geeft indien nodig ook een waarschuwing. Al met al een fijne hypotheekadviseur.

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Yvonne
20 May 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
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Good tailor-made advice. Our choices were accepted, no sense of compulsion. Really great!

Review translated by Microsoft

Goed advies op maat. Onze keuzes werden geaccepteerd, geen dwang gevoel. Echt top!

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Gertien Koster
6 May 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
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I was helped well and quickly by Erik. It was not an average application and there was time pressure

Review translated by Microsoft

Ik ben goed en snel geholpen door Erik. Het was geen doorsnee aanvraag en er was tijdsdruk

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,295
Change mortgage
€ 3,195
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Harderwijk

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 706 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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