De Hypotheker

Mortgage broker in Harderwijk

At De Hypotheker Harderwijk, you can turn to Henk van de Kolk and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Harderwijk on Luttekepoortstraat 136.

 

By combining our extensive knowledge of the local market and years of experience, you have also come to the right place for mortgage advice in Elspeet, Ermelo, Hierden and Putten.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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We compare 40 mortgage providers

Contact information
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Opening hours
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Maandag 9:00 AM - 9:00 PM
Dinsdag 9:00 AM - 5:30 PM
Woensdag 9:00 AM - 5:30 PM
Donderdag 9:00 AM - 9:00 PM
Vrijdag 9:00 AM - 5:30 PM
Zaterdag Closed
Zondag Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
On this page

What can De Hypotheker Harderwijk's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Harderwijk.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Henk Van De Kolk Hypotheekadviseur Ermelo

Henk

Franchisee / Mortgage advisor

Erik

Mortgage advisor

Ingrid

Mortgage advisor

Melvin

Mortgage advisor
Lisa

Lisa

Assistant

Luca

Assistant

Our reviews

9.5
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Based on 659 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Robin
15 April 2024
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Very friendly and quiet man. Took the time to explain everything if I had any questions. Furthermore, the agreements were neatly kept.

Review translated by Microsoft

Zeer vriendelijke en rustige man. Nam de tijd om alles uit te leggen als ik vragen had. Verder keurig de afspraken nagekomen.

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Kees
19 March 2024
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Completely and very precisely. In addition, the response time is very fast and competent

Review translated by Microsoft

volledig en erg secuur. Daarnaast is de reactie termijn erg snel en vakbekwaam

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David Vahlkamp
19 March 2024
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We have had several mortgage conversations in recent years with (what we thought) a good mortgage advisor. Every time we have been faced with surprises afterwards. This time we chose the Hypotheker and during the introductory meeting it was very quickly clear that we were dealing with a gentleman who understands his profession and actually advises. Shows initiative and you will be kept well informed throughout the entire process. where the bank suddenly started to be difficult, Erik and his team immediately came up with solutions without leaving you in a bad mood. Not only is advice given, but he also makes you think about what has been arranged so far and what you could possibly arrange so that there are no surprises later. we give Erik and his Team a big fat 10 and we will always recommend them and certainly call them in again for a possible next step.

Review translated by Microsoft

Wij hebben meerdere Hypotheekgesprekken gehad de afgelopen jaren bij (wat wij dachten) een goede hypotheekadviseur. iedere keer zijn wij achteraf voor verrassingen komen te staan. Dit keer daarom gekozen voor de Hypotheker en bij het kennismakingsgesprek was al heel snel duidelijk dat we hier te maken hadden met een heer die zijn vak verstaat en ook daadwerkelijk adviseert. Toont initiatief en je wordt gedurende het gehele traject goed op de hoogte gehouden. daar waar de bank ineens moeilijk begon te doen, kwamen Erik en zijn team direct met oplossingen zonder je in je hemd te laten staan. niet alleen wordt er advies gegeven maar hij zet je ook aan het denken over wat er tot nu toe is geregeld en wat je eventueel nog zou kunnen regelen om later niet voor verrassingen te komen staan. wij geven Erik en zijn Team een dikke vette 10 en we zullen hen altijd aanbevelen en zeker voor een eventuele vervolgstap ook weer inschakelen.

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Nico
28 December 2023
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We really liked the way we were received, the way we looked at and assessed our situation and then the advice and explanation of the possibilities that were available to us. In the meantime, the new mortgage has been arranged and an appointment for passing at the notary has already been made.

Review translated by Microsoft

De manier waarop we ontvangen zijn, het bekijken en beoordelen van onze situatie en daarna het advies en de uitleg van de mogelijkheden die er voor ons zijn, is ons zeer goed bevallen. Ondertussen is de nieuwe hypotheek geregeld en een afspraak voor het passeren bij de notaris is reeds gemaakt.

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Marcel
18 November 2023
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Good explanation, nice staff, in short, yes, the mortgager!

Review translated by Microsoft

Goede uitleg, fijn personeel, kortom jazeker, de hypotheker!

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,595
Buying your next house
€ 3,095
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,795
Sustainability
€ 3,150
Renovation
€ 3,150
Utilize surplus value
€ 3,150
Refinance mortgage
€ 3,150

Make an appointment at De Hypotheker Harderwijk

The appointment can be by phone, via an online consultation or at the branch.

The first meeting is always free of charge
Truly independent advice: we compare more than 40 providers
Insight into your financial options and monthly costs
Appointment form
We will contact you on this number.
If we don't get you by phone can reach we will send you one e-mail.
Make an appointment