De Hypotheker

Mortgage broker in Houten

At De Hypotheker Houten, you can turn to Ronald Hensen and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Houten on De Molen.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Ronald Hensen
Ronald Hensen Mortgage Advisor Houten
Opening hours
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Monday 9:00 AM - 6:00 PM
Tuesday 9:00 AM - 6:00 PM
Wednesday 9:00 AM - 6:00 PM
Thursday 9:00 AM - 6:00 PM
Friday 9:00 AM - 6:00 PM
Saturday Closed
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

On this page

What can De Hypotheker Houten's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Houten.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Ronald De Hypotheker Houten

Ronald

Franchisee / Mortgage advisor
Martin

Martin

Mortgage advisor
Loes De Hypotheker Houten

Loes

Assistant
Lisa Buro1

Lisa

Assistant

Our reviews

9.9
  • 04 - Icons / Star
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  • 04 - Icons / Star - Half
Based on 187 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Arjen
23 July 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Ronald is very realistic, takes into account your personal situation and wishes and provides a good and thorough analysis of your financial possibilities. I am very satisfied with how he helped me.

Review translated by Microsoft

Ronald is zeer realistisch, houdt rekening met je persoonlijke situatie en wensen en zorgt voor een goede en gedegen analyse van je financiele mogelijkheden. Ben zeer tevreden over hoe hij mij geholpen heeft.

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Bart
15 July 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
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It is abundantly clear that Martin has a huge amount of experience. He thought along with us in all areas, even though our situation is quite complicated. In addition, it is a very nice person to talk to, does not judge but looks at the complete picture, thinks by far, and indicates which paths should be walked.

Review translated by Microsoft

Het is overduidelijk dat Martin een enorme berg aan ervaring heeft. Hij dacht op alle vlakken mee, en dat terwijl onze situatie aardig ingewikkeld is. Daarnaast is het enorm fijn persoon om mee te praten, geeft geen oordel maar bekijkt het complete plaatje, denkt veruit, en geeft aan welke padden er bewandeld moeten worden.

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anoniem
8 July 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star

Clear information. Friendly communication. Always quick response and progress of the process.

Review translated by Microsoft

Heldere informatie. Vriendelijke communicatie. Altijd snelle reactie en voortgang van het proces.

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GD
2 July 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
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  • 04 - Icons / Star
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Had great conversations. Tender well organized and expectations also well set

Review translated by Microsoft

Prima gesprekken gevoerd. Uitvraag goed voor elkaar en verwachting ook goed neergezet

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Robin
29 June 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
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I have experienced the interaction with Ronald as very pleasant and professional. With a lot of patience for questions and a personal approach. Very well and accurately informed about the possible constructions to be able to buy a house as a starter in a difficult market.

Review translated by Microsoft

Ik heb de interactie met Ronald als heel prettig en professioneel ervaren. Met veel geduld voor vragen en een persoonlijke benadering. Zeer goed en accuraat voorgelicht over de mogelijke constructies om als starter op een lastige markt een huis te kunnen kopen.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,395
Buying a house as an entrepreneur
€ 3,295
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Houten

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 34,844 reviews

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The first meeting is always free of charge

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Truly independent advice: we compare more than 40 providers

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Insight into your financial options and monthly costs

We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment