De Hypotheker

Mortgage broker in Houten

At De Hypotheker Houten, you can turn to Ronald Hensen and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You will find De Hypotheker Houten on De Molen.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Ronald Hensen
Ronald Hensen Mortgage Advisor Houten
Contact information
Opening hours
Monday
9:00 AM - 6:00 PM
Tuesday
9:00 AM - 6:00 PM
Wednesday
9:00 AM - 6:00 PM
Thursday
9:00 AM - 6:00 PM
Friday
9:00 AM - 6:00 PM
Saturday
Closed
Sunday
Closed
Extra information
Would you prefer an appointment in the evening? This can be arranged in consultation with the adviser. We are available by phone until 5:30 PM. We are also available through WhatsApp during office hours.
Extra information
Would you prefer an appointment in the evening? This can be arranged in consultation with the adviser. We are available by phone until 5:30 PM. We are also available through WhatsApp during office hours.

What can De Hypotheker Houten's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Houten.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Ronald De Hypotheker Houten

Ronald

Franchisee / Mortgage advisor
Martin

Martin

Mortgage advisor
Loes De Hypotheker Houten

Loes

Assistant
Lisa Buro1

Lisa

Assistant

Our reviews

9.9
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 200 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Venant
1 December 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Excellent help from R Hensen and the team of Hypotheker Houten

Review translated by Microsoft

Uitstekend geholpen door R Hensen en het team van Hypotheker Houten

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Karin
21 November 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half

Nice person, takes his time, gives clear advice and is genuinely interested.

Review translated by Microsoft

Fijn persoon, neemt uitgebreid de tijd, geeft helder advies en is oprecht geïnteresseerd.

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A.S.
11 November 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

We have had two discussions with Mr Hensen regarding a bridging mortgage. It was quickly clear to Mr. Hensen what our wishes were and he guided us through the application in a calm and pleasant way and provided us with advice, whereby the financial situation for the (near) future was not underexposed. We are also very satisfied with the telephone contacts with the advisor and the administration.

Review translated by Microsoft

Wij hebben twee gesprekken gevoerd met de heer Hensen betreffende een overbruggingshypotheek. Het was de heer Hensen snel duidelijk wat onze wensen waren en hij heeft ons op een rustige en prettige manier door de aanvraag heen geloodst en van advies voorzien, waarbij ook de financiële situatie voor de (nabije) toekomst niet onderbelicht is gebleven. Ook over de telefonische contacten met de adviseur en de administratie zijn wij zeer tevreden.

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Hans
7 November 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Martin listens well, gives good and expert advice. In addition to an advisor, there is also a human being.

Review translated by Microsoft

Martin luistert goed, geeft goed en deskundig advies. Behalve een adviseur zit er ook een mens.

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Rene en Mary
3 October 2025
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Conversation gave a good insight into our possibilities and all our questions were answered clearly.

Review translated by Microsoft

Gesprek gaf een goed inzicht in onze mogelijkheden en op al onze vragen kwam een duidelijk antwoord.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,595
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,195
Renovation
€ 3,195
Utilize surplus value
€ 3,195
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Houten

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.8

based on 35,840 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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