De Hypotheker

Mortgage broker in Spijkenisse

At De Hypotheker Spijkenisse, you can turn to Jaap de Waard and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Spijkenisse on the 1e Heulbrugstraat.

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors. Looking for a branch in the neighbourhood? You are most welcome at De Hypotheker Brielle or Hellevoetsluis.

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Your Hypotheker
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Jaap de Waard
Pandfoto De Hypotheker Spijkenisse 2021
Contact information
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Opening hours
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Monday 9:00 AM - 9:00 PM
Tuesday 9:00 AM - 9:00 PM
Wednesday 9:00 AM - 9:00 PM
Thursday 9:00 AM - 9:00 PM
Friday 9:00 AM - 5:30 PM
Saturday 9:00 AM - 3:30 PM
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

On this page

What can De Hypotheker Spijkenisse's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Spijkenisse.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

Mortgage advisors at De Hypotheker Spijkenisse

Our reviews

9.8
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  • 04 - Icons / Star - Half
Based on 538 reviews
Check out our the reviews at Advieskeuze.nl
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Nathalie
14 August 2025
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Nancy helped us with everything well Her assistant Jody also helped us very well, together they helped us with everything, they both really know their job!

Review translated by Microsoft

Nancy heeft ons met alles goed geholpen Ook haar assistent Jody heeft ons ook super goed geholpen samen hebben zei ons met alles goed geholpen ze hebben allebei echt verstand van hun vak!

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R
4 August 2025
  • 04 - Icons / Star
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Jaap is a pleasant and thoughtful person to talk to

Review translated by Microsoft

Jaap is een prettig en meedenkend iemand om mee te praten

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NA
28 July 2025
  • 04 - Icons / Star
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A few years ago, we first knocked on De Hypotheker's door when we were going to buy our house. We especially remembered how pleasant and smooth everything was arranged back then – clear explanations, fast handling and a nice, personal contact. So when we wanted to adjust our mortgage this year, the choice was quickly made: we went back to De Hypotheker. And this time we were not disappointed either. From the first phone call, they were immediately there for us. We were able to come by quickly for an appointment and were again helped excellently. Everything was explained calmly and clearly, with an eye for our situation and wishes. Not a standard talk, but real tailor-made advice. The whole process went smoothly – the mortgage adjustment was completed in no time – and we are happy that we could count on De Hypotheker again. It felt familiar and professional at the same time. As far as we are concerned: highly recommended, even if you are already a customer and want to change something later. Nice to know that they are still there for you.

Review translated by Microsoft

Een aantal jaar geleden klopten we voor het eerst aan bij De Hypotheker toen we ons huis gingen kopen. We herinnerden ons vooral hoe prettig en vlot alles toen geregeld werd – heldere uitleg, snelle afhandeling en een fijn, persoonlijk contact. Dus toen we dit jaar onze hypotheek wilden aanpassen, was de keuze snel gemaakt: we gingen weer terug naar De Hypotheker. En ook deze keer werden we niet teleurgesteld. Vanaf het eerste telefoontje stonden ze meteen voor ons klaar. We konden snel langskomen voor een afspraak en werden opnieuw uitstekend geholpen. Alles werd rustig en duidelijk uitgelegd, met oog voor onze situatie en wensen. Geen standaard praatje, maar echt advies op maat. Het hele proces verliep vlot – de aanpassing van de hypotheek was zo rond – en we zijn blij dat we opnieuw op De Hypotheker konden rekenen. Het voelde vertrouwd en professioneel tegelijk. Wat ons betreft: een dikke aanrader, óók als je al klant bent en later iets wilt aanpassen. Fijn om te weten dat ze er dan nog steeds voor je zijn.

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Ron
28 July 2025
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Very clearly and calmly various possibilities investigated and explained

Review translated by Microsoft

Heel duidelijk en rustig diverse mogelijkheden onderzocht en uit gelegd

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Alex en ingrid
25 July 2025
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We have had a clear consultation and good attention has been paid to our personal situation. It went relaxed and smoothly and they took our worries off our hands. Everything is arranged very quickly .. We have had experience here before and their service is top-notch.

Review translated by Microsoft

Wij hebben een duidelijk advies gesprek gehad en er is goed aandacht besteed aan onze persoonlijke situatie. Het verliep ontspannen en vlot en ze hebben onze zorgen uit handen genomen. Alles is erg snel geregeld .. Wij hebben hier eerder al ervaring gehad en hun dienstverlening is top.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,395
Buying a house as an entrepreneur
€ 3,295
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Spijkenisse

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 34,844 reviews

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The first meeting is always free of charge

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Truly independent advice: we compare more than 40 providers

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Insight into your financial options and monthly costs

We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment