De Hypotheker

Mortgage broker in Zoetermeer

At De Hypotheker Zoetermeer, you can turn to Jeffrey van Heijningen and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Zoetermeer on the Zwaardslootseweg.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
Arranged with your Hypotheker
Jeffrey van Heiningen
Jeffrey Van Heijningen Hypotheekadviseur Zoetermeer
Contact information
Adres
Zwaardslootseweg 42
2726 ZZ Zoetermeer
Opening hours
Monday
9:00 AM - 5:30 PM
Tuesday
9:00 AM - 9:00 PM
Wednesday
9:00 AM - 9:00 PM
Thursday
9:00 AM - 9:00 PM
Friday
9:00 AM - 5:30 PM
Saturday
9:00 AM - 2:00 PM
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Zoetermeer's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Zoetermeer.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

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Our reviews

10.0
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
Based on 478 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Resie koopmans
19 March 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Clear explanation. Welcome feeling. Plenty of time for explanation.

Review translated by Microsoft

Heldere uitleg. Welkom gevoel. Alle tijd voor uitleg.

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Linda Serraarens
19 March 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Jeffrey is very clear in his explanations and also very friendly!

Review translated by Microsoft

Jeffrey is zeer duidelijk in zijn uitleg en daarnaast ook heel vriendelijk!

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Irene
11 March 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Joyce guided me very well in arranging my mortgage during a pretty hectic period. She is professional, clear and above all very calm in her approach. That gave me a lot of confidence. Thanks to Joyce, I experienced the entire process as clear and pleasant, while it can normally be quite exciting and complicated. She takes the time to explain things well and really thinks along with you. I always had the feeling that it would be okay, and that is a very nice reassurance during such a process. Very grateful for her help and guidance.

Review translated by Microsoft

Joyce heeft mij in een behoorlijk hectische periode ontzettend goed begeleid bij het regelen van mijn hypotheek. Ze is professioneel, duidelijk en vooral heel rustig in haar aanpak. Dat gaf mij veel vertrouwen. Dankzij Joyce heb ik het hele traject als overzichtelijk en prettig ervaren, terwijl het normaal best spannend en ingewikkeld kan zijn. Ze neemt de tijd om dingen goed uit te leggen en denkt echt met je mee. Ik had steeds het gevoel dat het goed zou komen, en dat is een heel fijne geruststelling tijdens zo’n proces. Heel dankbaar voor haar hulp en begeleiding.

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Caro Boot
26 February 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
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  • 04 - Icons / Star

Really super helps you with everything and very fast communication . Would recommend it to anyone

Review translated by Microsoft

Echt super helpt je met alles en hele snelle communicatie . Zou hem aan iedereen aanraden

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Ano
19 February 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Professional and patient support throughout the entire process. Very friendly!

Review translated by Microsoft

Professioneel en geduldige support aangaande het gehele traject. Erg vriendelijk!

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,595
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,195
Renovation
€ 3,195
Utilize surplus value
€ 3,195
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Zoetermeer

The appointment can be by phone, via an online consultation or at the branch.

reviews

10.0

based on 478 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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