De Hypotheker

Mortgage broker in Zoetermeer

At De Hypotheker Zoetermeer, you can turn to Henk Otgaar and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Zoetermeer on the Zwaardslootseweg.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk Otgaar
Henk Otgaar Mortgage Advisor Zoetermeer
Contact information
Adres
Zwaardslootseweg 42
2726 ZZ Zoetermeer
Opening hours
Monday
9:00 AM - 5:30 PM
Tuesday
9:00 AM - 9:00 PM
Wednesday
9:00 AM - 9:00 PM
Thursday
9:00 AM - 9:00 PM
Friday
9:00 AM - 5:30 PM
Saturday
9:00 AM - 2:00 PM
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Zoetermeer's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Zoetermeer.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

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Our reviews

9.9
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  • 04 - Icons / Star - Half
Based on 463 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
GdJ
10 December 2025
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Good and clear help! Allles was quickly arranged.

Review translated by Microsoft

Goed en duidelijk geholpen! Allles was snel rond.

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S.J.
9 December 2025
  • 04 - Icons / Star
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We are very satisfied with Ton Brinkel's guidance in the purchase of our home. From the first moment he acted quickly and effectively, which was extremely important for us given the short time in which everything had to be arranged. Ton always gave clear and understandable explanations about the various possibilities and steps in the process. Thanks to his clear information and involvement, we knew exactly where we stood and felt confident in our choices. We are extremely grateful to Ton that he managed to buy a home in such a short period of time, partly due to his efforts. An absolute must for anyone looking for a nice, reliable and expert mortgage advisor!

Review translated by Microsoft

Wij zijn ontzettend tevreden over de begeleiding van Ton Brinkel bij de aankoop van onze woning. Vanaf het eerste moment handelde hij snel en doeltreffend, wat voor ons enorm belangrijk was gezien de korte tijd waarin alles geregeld moest worden. Ton gaf altijd duidelijke en begrijpelijke uitleg over de verschillende mogelijkheden en stappen in het proces. Dankzij zijn heldere informatie en betrokkenheid wisten we precies waar we aan toe waren en voelden we ons zeker in onze keuzes. We zijn Ton enorm dankbaar dat het mede door zijn inzet gelukt is om in zo’n korte periode een woning te kopen. Een absolute aanrader voor iedereen die op zoek is naar een fijne, betrouwbare en deskundige hypotheekadviseur!

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Ja Zeker . De hypotheek er.
3 December 2025
  • 04 - Icons / Star
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I am very satisfied with the advice and guidance. Everything was clearly explained and I always got quick answers to my questions. I felt well supported throughout the process. Thank you for the professional and friendly service.

Review translated by Microsoft

Ik ben zeer tevreden over het advies en de begeleiding. Alles werd duidelijk uitgelegd en ik kreeg altijd snel antwoord op mijn vragen. Ik voelde me goed ondersteund tijdens het hele proces. Bedankt voor de professionele en vriendelijke service.

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anoniem
2 December 2025
  • 04 - Icons / Star
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Henk Otgaar helped us in a knowledgeable and friendly way. His way of working/communicating gave us a familiar feeling. In the past we have also had to deal with Henk Otgaar. We liked this so much that we recently went back.

Review translated by Microsoft

Henk Otgaar heeft ons op kundige en vriendelijke wijze geholpen. Zijn manier van werken/communiceren gaf ons een vertrouwd gevoel. In het verleden hebben wij ook met Henk Otgaar te maken gehad. Dit beviel zo goed dat we recentelijke weer terug zijn gegaan.

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EvdH
2 December 2025
  • 04 - Icons / Star
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Fast, knowledgeable, thinking along. Good advice, but we leave room for my own consideration.

Review translated by Microsoft

Snel, kundig, meedenkend. Goede adviezen, maar we ruimte latend voor mijn eigen afweging.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,595
Buying a house as an entrepreneur
€ 3,495
Divorce
€ 3,995
Sustainability
€ 3,195
Renovation
€ 3,195
Utilize surplus value
€ 3,195
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Zoetermeer

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 35,936 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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