De Hypotheker

Mortgage broker in Zoetermeer

At De Hypotheker Zoetermeer, you can turn to Henk Otgaar and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Zoetermeer on the Zwaardslootseweg.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
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Henk Otgaar
Henk Otgaar Mortgage Advisor Zoetermeer
Contact information
Opening hours
Monday 9:00 AM - 5:30 PM
Tuesday 9:00 AM - 9:00 PM
Wednesday 9:00 AM - 9:00 PM
Thursday 9:00 AM - 9:00 PM
Friday 9:00 AM - 5:30 PM
Saturday 9:00 AM - 2:00 PM
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

On this page

What can De Hypotheker Zoetermeer's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Zoetermeer.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

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Our reviews

9.9
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  • 04 - Icons / Star - Half
Based on 442 reviews
Check out our the reviews at Advieskeuze.nl
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Paul
15 September 2025
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Very good advice and tips received, all facets of the purchase of the property were discussed

Review translated by Microsoft

Zeer goed advies en tips ontvangen, alle facetten bij de aankoop van de woning zijn besproken

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S.L
15 September 2025
  • 04 - Icons / Star
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Henk has provided us with all conceivable areas of information. Both for the situation now and the long term. He immediately took all questions seriously. In addition to the business side, he was also interested in our situation on a personal level. Sjaak from the desk also helped us very nicely. Immediately knew what we were talking about and was able to think along with us right away.

Review translated by Microsoft

Henk heeft ip ons alle denkbare vlakken voorzien can informatie. Zowel voor de situatie nu als het lange termijn. Alle vragen nam hij direct serieus. Naast het zakelijke had hij ook op persoonlijk vlak interesse in onze situatie. Ook Sjaak van de balie heeft ons erg fijn geholpen. Wist gelijk waar we het over hadden en kon dan ook gelijk mee denken met ons.

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Marianne
8 September 2025
  • 04 - Icons / Star
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Got good and clear advice. We hope that we de Hypotheker can help us further with taking out a mortgage.

Review translated by Microsoft

Goed en duidelijk advies gekregen. Wij hopen snel weer dat wij de Hypotheker ons verder kan helpen met het af sluiten van een Hypotheek.

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Eke
1 September 2025
  • 04 - Icons / Star
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I have experienced Henk & Ton as very pleasant and involved. Take all the time to explain things. Nice contact and good advice.

Review translated by Microsoft

Heb Henk & Ton ervaren als zeer prettig en betrokken. Nemen alle tijd om zaken uit te leggen. Fijn contact en goed advies.

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Roy
29 August 2025
  • 04 - Icons / Star
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Henk took us through the application for our mortgage. Explains everything clearly and gives the information we need.

Review translated by Microsoft

Henk heeft ons goed meegenomen in de aanvraag van onze hypotheek. Legt alles duidelijk uit en geeft de informatie die we nodig hebben.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,395
Buying a house as an entrepreneur
€ 3,295
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Zoetermeer

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 35,084 reviews

The first meeting is always free of charge

Truly independent advice: we compare more than 40 providers

Insight into your financial options and monthly costs

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