De Hypotheker

Mortgage broker in Zoetermeer

At De Hypotheker Zoetermeer, you can turn to Henk Otgaar and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Zoetermeer on the Zwaardslootseweg.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Henk Otgaar
Henk Otgaar Mortgage Advisor Zoetermeer
Contact information
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Opening hours
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Pentacost Monday Closed
Tuesday 9:00 AM - 9:00 PM
Wednesday 9:00 AM - 9:00 PM
Thursday 9:00 AM - 9:00 PM
Friday 9:00 AM - 5:30 PM
Saturday 9:00 AM - 2:00 PM
Sunday Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
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What can De Hypotheker Zoetermeer's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Zoetermeer.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

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Our reviews

9.8
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Based on 421 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
Guatrau
31 May 2025
  • 04 - Icons / Star
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Clear explanation and gives a sense of confidence.

Review translated by Microsoft

Duidelijke uitleg en geeft een gevoel van vertrouwen.

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Quinten
23 May 2025
  • 04 - Icons / Star
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Ton was very very helpful and guided us perfectly through the process. All the questions we had were answered well and he thought along with us about obstacles and possibilities, so that at the end of the process we can now enjoy our new house without any worries, knowing that the mortgage is in any case completely fine.

Review translated by Microsoft

Ton was erg erg behulpzaam en heeft ons perfect door het proces begeleid. Alle vragen die we hadden zijn goed beantwoord en hij dacht goed met ons mee over obstakels en mogelijkheden, waardoor we nu aan het einde van het proces zonder zorgen kunnen gaan genieten van ons nieuwe huis, in de wetenschap dat het met de hypotheek in ieder geval helemaal snor zit.

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Wouter
23 May 2025
  • 04 - Icons / Star
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Pleasant contact, fast and complete. That means that we could act with peace of mind.

Review translated by Microsoft

Prettig contact, snel en volledig. Dat maakt dat wij met een gerust gevoel konden handelen.

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Shar
19 May 2025
  • 04 - Icons / Star
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I am extremely satisfied with the services provided by Joyce as my mortgage advisor. From the first moment of contact, she explained everything clearly and professionally, and was always ready to answer my questions quickly and patiently. Joyce helped me enormously throughout the process and managed to make the process not only smooth, but also much faster than expected. I would also like to thank Nicolle for her involvement and support. She kept me well informed every step of the way, which was very pleasant and reassuring. Her clear communication and kindness really made all the difference. In short: I am very happy with the help of both Joyce and Nicolle. Thanks to their commitment and professionalism, I look back on a very pleasant experience. An absolute must!

Review translated by Microsoft

Ik ben ontzettend tevreden over de dienstverlening van Joyce als mijn hypotheekadviseur. Vanaf het eerste contactmoment heeft zij alles duidelijk en professioneel uitgelegd, en stond ze altijd klaar om mijn vragen snel en geduldig te beantwoorden. Joyce heeft mij enorm goed geholpen bij het hele traject en wist het proces niet alleen soepel, maar ook veel sneller dan verwacht te laten verlopen. Daarnaast wil ik ook Nicolle bedanken voor haar betrokkenheid en ondersteuning. Zij hield mij bij elke stap van het proces goed op de hoogte, wat enorm prettig en geruststellend was. Haar duidelijke communicatie en vriendelijkheid maakten echt het verschil. Kortom: ik ben zeer blij met de hulp van zowel Joyce als Nicolle. Dankzij hun inzet en professionaliteit kijk ik terug op een bijzonder fijne ervaring. Een absolute aanrader!

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Thijs en Quinty
16 May 2025
  • 04 - Icons / Star
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Henk was very cooperative and could always answer our questions well. He was very accessible and was always easily accessible.

Review translated by Microsoft

Henk was zeer meedenkend en kon altijd onze vragen goed beantwoorden. Hij was erg toegankelijk en was altijd goed bereikbaar.

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands
expat mortgage de hypotheker

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, amongst other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,795
Buying your next house
€ 3,395
Buying a house as an entrepreneur
€ 3,295
Divorce
€ 3,795
Sustainability
€ 2,995
Renovation
€ 2,995
Utilize surplus value
€ 2,995
Refinance mortgage
€ 3,295

Make an appointment at De Hypotheker Zoetermeer

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.7

based on 34,306 reviews

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The first meeting is always free of charge

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Truly independent advice: we compare more than 40 providers

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Insight into your financial options and monthly costs

We will contact you on this number.
If we are unable to reach you by telephone we will send you an email.
Make an appointment