De Hypotheker

Mortgage broker in Zoetermeer

At De Hypotheker Zoetermeer, you can turn to Jeffrey van Heijningen and his team for expert mortgage advice and other financial matters such as home insurance. Our independent mortgage advisors will map out your current financial situation and list all your options. Together, we will arrive at the best mortgage for you. Personal contact and establishing a direct connection with our customers is very important to us. We anticipate your personal wishes and help you with the biggest purchase of your life: your home! You can find De Hypotheker Zoetermeer on the Zwaardslootseweg.

 

We hope to welcome you soon for a non-binding first meeting! Use the appointment form to directly make an appointment with one of our mortgage advisors.

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Your Hypotheker
Arranged with your Hypotheker
Jeffrey van Heiningen
Jeffrey Van Heijningen Hypotheekadviseur Zoetermeer
Contact information
Adres
Zwaardslootseweg 42
2726 ZZ Zoetermeer
Opening hours
Monday
9:00 AM - 5:30 PM
Tuesday
9:00 AM - 9:00 PM
Wednesday
9:00 AM - 9:00 PM
Thursday
9:00 AM - 9:00 PM
Friday
9:00 AM - 5:30 PM
Saturday
9:00 AM - 2:00 PM
Sunday
Closed
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.
Appointments after office hours
On weekday evenings, appointments are possible in consultation with the adviser.

What can De Hypotheker Zoetermeer's mortgage advisor do for you?

What kind of mortgage best suits your personal housing situation? Is it wise to transfer your mortgage? Can you repay penalty-free? You can ask these and all other questions about your mortgage to the mortgage advisor at De Hypotheker Zoetermeer.

 

The mortgage broker gives independent mortgage advice to find the most cost-effective mortgage for you. This makes our advice different from mortgage advice from your bank. This is because we not only look at your bank's offer but also that of all other Dutch banks and even more mortgage lenders.

This is what you can expect from our mortgage advice:

The first meeting is always free of charge;
Truly independent advice: our advisors compare more than 40 providers;
Make sure you have the best mortgage for your personal situation, now and in the future;
Your appointment can take place by phone, digitally or at our branch;
Complete settlement, from quotation to mortgage closing.

Meet our team

Our mortgage advisors know all the ins and outs of mortgages. Thanks to years of experience, they know better than anyone else what is going on in the market. Do you have questions or do you need advice? Make an appointment via the appointment form.

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Our reviews

9.9
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star - Half
Based on 485 reviews
Check out our the reviews at Advieskeuze.nl
Advieskeuze.nl collects customer reviews for financial service providers
BWI
18 April 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

We had the privilege of being able to buy a property within a month. De Hypotheker switched quickly and put everything in order.

Review translated by Microsoft

We hadden het voorrecht om binnen een maand een woning te kunnen kopen. Hierbij heeft De Hypotheker snel geschakeld en alles in orde gemaakt.

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Karin
13 April 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

We have received a clear explanation of various possibilities. We are satisfied with Mr. Willemse's entire course of events.

Review translated by Microsoft

We hebben een duidelijke uitleg gekregen van diverse mogelijkheden. We zijn tevreden over de hele gang van zaken van de heer Willemse.

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Marga
30 March 2026
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Everything was explained in peace, despite the fact that the consultation was in the evenings. Useful advice was given and there was room for questions. It was a very nice conversation.

Review translated by Microsoft

In alle rust werd alles uitgelegd, ondanks dat het adviesgesprek in de avonduren was Er werd bruikbaar advies gegeven en er was ruimte voor vragen. Het was een heel fijn gesprek.

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Vera en Luigi
27 March 2026
  • 04 - Icons / Star
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  • 04 - Icons / Star
  • 04 - Icons / Star
  • 04 - Icons / Star

Ton helped us gain insight into our mortgage options and everything that comes with it. Ton discusses the pros and cons, gives advice based on his knowledge and experiences and ensures that his advice is appropriate to the personal situation.

Review translated by Microsoft

Ton heeft ons geholpen met inzicht krijgen over onze hypotheekmogelijkheden en alles wat daarbij komt kijken. Ton bespreekt de voor- en nadelen, geeft advies op basis van zijn kennis en ervaringen en zorgt ervoor dat zijn advies passend is op de persoonlijke situatie.

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Anoniem
26 March 2026
  • 04 - Icons / Star
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Sustainability has not been discussed, because this falls under the VVE. Ton, together with Denise, helped me enormously during the process of buying my first house. They have kept me up to date regularly, by emailing and/or calling. During the appointments it was very clear what was expected of me to deliver, what they could do for me and they thought along with me about additional questions I had. The advice they gave also felt like the best option for my situation. Really great people!

Review translated by Microsoft

Verduurzaming is niet aan de orde gekomen, omdat dit onder de vve valt. Ton heeft me samen met Denise enorm goed geholpen tijdens het proces van mijn eerste huis kopen. Ze hebben me regelmatig up to date gehouden, door te mailen en/of te bellen. Tijdens de afspraken was heel duidelijk wat er van mij verwacht werd om aan te leveren, wat ze voor me konden betekenen en werd er meegedacht over aanvullende vragen die ik had. De adviezen die ze gaven voelden ook als beste optie voor mijn situatie. Echt top mensen!

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Buying a house in the Netherlands

You are looking for a house in the Netherlands. But where do you start when you want to buy a house? De Hypotheker explains what is involved in buying a house in the Netherlands and gives you a step-by-step plan. With the tips on this checklist, you will know exactly what to expect when buying a home.

buying a house in the netherlands

Are you an expat?

Are you currently (or planning to be) employed in the Netherlands and are you considering buying a house in the Netherlands? De Hypotheker can inform you about all the possibilities and guide you through the process of getting a mortgage. We can, among other important details, talk to you about:

 

  • The rules for buying a house in the Netherlands as an expat;
  • Current mortgage rates;
  • How much you can borrow according to your financial means.

 

Read more about expat mortgages at De Hypotheker.

 

Rent or buy

 

Based on the information you provide, our financial advisor will advice you on all the ins and outs on renting or buying. He/she will also show you the difference between the costs of a rental home and an owned home. All ad- and disadvantages of renting and buying will also be dealt with.

 

Make a checklist

 

We advise you to make a list of your living wishes, income and expenses, so we can help you make the best decision for your personal situation. If you wish to book an appointment, click on the link below, fill in the form and we will get back to you as soon as possible. The first appointment is on us!

 

Book appointment
expat mortgage de hypotheker

What are our prices?

It is important to us that you know what you are paying us for our services. The first appointment at the branch is non-binding and free of charge. If you then decide to arrange your mortgage through De Hypotheker, the guide prices below apply. The prices are based on one applicant.
Buying your first house
€ 2,995
Buying your next house
€ 3,595
Change mortgage
€ 3,195
Refinance mortgage
€ 3,495

Make an appointment at De Hypotheker Zoetermeer

The appointment can be by phone, via an online consultation or at the branch.

reviews

9.9

based on 485 reviews

  • The first meeting is always free of charge

  • Truly independent advice: we compare more than 40 providers

  • Insight into your financial options and monthly costs

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